In our society is important to teach our teenangers how to be a responsible borrower for financial independence.

First of all teenangers must learn proper spending habits should not be high at the cost of line credit, after that they should monitoringt their spending and finally save a percent of money they earn.

Besides young people should think negative and positive things about credit card such as interest rates, annual fees, late fees, etc. The financial education is a key to get a good credit. Also tthey have to t ake under control their spending can help them avoid waste money or some budgetary issue.

In my case I used to have several credit cards, however one day I decided to canceled those, because I spent a lot of money, the main problem with credit card is it "invisible money" I mean your mind is not worry about how much do you spend after you are able to see the bill, I have only one just in case to need it. Indeed I got my first credit card whe I was 25 years old if you are 18 years old or more you are able to get further I do not totally agree age will not become you financial responsible. I think all parents must teach their teenagers financial education as part personal growing.